Choice is a good thing, right? Until it gets hard to identify the options, that is.

In Ontario, several professional “colleges” qualify their members to provide psychotherapy. Finding the right therapist can feel overwhelming—especially when you’re faced with a range of professional titles like Registered Psychotherapist (RP), Registered Social Worker (RSW), and Psychologist. Each plays a valuable role in mental health care, but they differ in training, approach, and cost.

If you’re trying to find a psychotherapist or figure out which type of professional is right for you, this guide breaks down what you need to know before starting therapy in Ontario.

Understanding the Different Types of Therapists in Ontario

1. Registered Psychotherapist (RP)

A Registered Psychotherapist (RP) is a mental health professional registered with the College of Registered Psychotherapists of Ontario (CRPO). RPs are trained to help people work through emotional difficulties, trauma, anxiety, depression, relationship issues, and more through talk therapy. Many psychotherapists in Toronto offer specialized care tailored to diverse cultural and emotional needs.

Training & Approach:

RPs typically have a master’s degree in counselling, psychology, or a related field, and complete extensive supervised clinical hours before registration. Their work focuses on improving emotional well-being through evidence-based therapeutic techniques such as Cognitive Behavioural Therapy (CBT), Dialectical Behaviour Therapy (DBT), or Emotion-Focused Therapy (EFT). They may also guide clients on the steps after being diagnosed with ADHD or other neurodevelopmental conditions, helping them adjust and plan supportive routines.

Who They’re Best For:

If you’re struggling with life stress, emotional challenges, or relationship issues and want someone who specializes in talk therapy, an RP may be a great fit.

Insurance Coverage:

Many insurance plans now cover psychotherapy by an RP, but not all do—so it’s best to confirm with your provider first.

2. Registered Social Worker (RSW)

A Registered Social Worker (RSW) holds a degree in social work and is registered with the Ontario College of Social Workers and Social Service Workers (OCSWSSW). Social workers can, with further training, provide psychotherapy as well as support with broader life circumstances such as housing, financial stress, or family issues.

Training & Approach:

RSWs are trained in both counselling and systems-level support. They often combine therapy with practical guidance to help clients manage external stressors. Like RPs, they use therapeutic models such as CBT, solution-focused therapy, and trauma-informed care. Many RSWs can also support clients following a step-by-step guide to heal from childhood trauma, integrating paced therapeutic techniques with practical coping strategies.

Who They’re Best For:

If your emotional distress is tied to life circumstances—like work stress, caregiving, or relationship changes—an RSW can help you navigate both emotional and practical challenges.

Insurance Coverage:

Most private insurance plans in Ontario cover services provided by an RSW, making them a cost-effective option for many people.

3. Psychologist or Psychological Associate

A psychologist in Ontario is registered with the College of Psychologists of Ontario (CPO). Psychologists and psychological associates have advanced graduate-level training (often a Ph.D. or Psy.D.) in assessment, diagnosis, and therapy. They can formally diagnose mental health conditions such as anxiety disorders, depression, ADHD, and learning disabilities.

Training & Approach:

Psychologists are extensively trained in psychological assessment, testing, and evidence-based treatments. They use research-backed approaches such as CBT, psychodynamic therapy, or behavioural interventions. If you need a psychological assessment or diagnosis, a registered psychologist is the professional qualified to provide it. They can also guide clients seeking a complete guide on BPD assessment tests (BPD) to understand the evaluation process and diagnostic criteria.

Who They’re Best For:

If you suspect you have a diagnosable condition, such as ADHD, PTSD, or an anxiety disorder—or if you need a formal report for school, work, or legal purposes—seeing a psychologist in Ontario is your best option.

Insurance Coverage:

Psychologists’ services are generally covered by private insurance (but not OHIP). They typically charge more per session than RPs or RSWs due to their advanced qualifications.

Bottom Line

Your work with your therapist is going to become very personal—very fast. In addition to the technical information above, consider the “fit” between you, your needs, and the therapist. Skilled psychological associates, registered social workers, and psychotherapists in Toronto can offer support that aligns with your comfort and goals. That confidence can mean the difference between moving forward and staying stuck. Take advantage of the free consultations that most therapists offer, and never be afraid to shop around.